2002 | Fund Category Returns

Domestic Stock Funds (Trailing returns, through 9/30/02)
Approx # of Funds		Total Assets ($Bil)	Category	Trailing 13 Wks	1 Yr (%)	YTD (%)	3 Yr (%)	5 Yr (%)	10 Yr (%)
8107		2,424.68	Domestic Stock	-16.16	-15.87	-25.60	-7.49	-1.64	7.98
155		16.16	Specialty-Real Estate	-9.05	8.01	2.96	12.89	2.77	9.46
74		5.59	Specialty-Natural Res	-14.96	1.92	-8.24	1.42	-2.70	7.56
302		67.05	Small Value	-19.40	-1.36	-15.74	6.76	1.68	10.91
267		45.78	Small Blend	-19.20	-5.41	-20.54	2.44	-0.59	8.51
73		7.55	Convertibles	-8.46	-6.72	-13.93	-1.63	1.24	8.25
311		76.41	Mid-Cap Value	-17.44	-8.49	-19.69	1.89	1.64	10.11
929		289.04	Domestic Hybrid	-8.52	-8.50	-13.31	-2.99	0.76	7.01
283		49.87	Mid-Cap Blend	-16.23	-9.33	-21.87	-2.49	0.26	10.33
118		13.13	Specialty-Financial	-16.08	-9.39	-15.53	3.85	3.78	13.85
626		77.95	Small Growth	-19.82	-15.43	-31.22	-6.60	-3.21	8.11
756		116.68	Mid-Cap Growth	-16.90	-16.80	-29.89	-10.66	-3.25	7.25
902		442.56	Large Value	-18.29	-18.39	-24.99	-6.87	-1.85	8.36
1344		686.14	Large Blend	-16.24	-19.24	-26.48	-11.62	-2.52	7.83
1246		440.39	Large Growth	-15.84	-21.16	-30.92	-16.67	-3.87	6.61
186		37.59	Specialty-Health	-8.86	-24.64	-30.85	4.55	4.18	12.16
97		13.51	Specialty-Utilities	-17.72	-29.85	-29.83	-12.42	-1.74	4.74
385		36.64	Specialty-Technology	-26.49	-34.46	-51.55	-31.38	-8.86	8.00
53		2.64	Specialty-Communications	-19.55	-45.08	-51.05	-30.64	-6.89	5.04
--		--	Standard & Poor's Midcap 400	-16.61	-4.78	-19.29	3.37	5.37	13.67
--		--	Standard & Poor's 500	-17.40	-20.60	-28.26	-12.93	-1.65	10.38
--		--	Russell 2000	-19.51	-15.43	-19.29	-1.69	-0.34	9.07

International Stock Funds (Trailing returns, through 9/30/02)
Approx # of Funds		Total Assets ($Bil)	Category	Trailing 13 Wks	1 Yr (%)	YTD (%)	3 Yr (%)	5 Yr (%)	10 Yr (%)
1960		370.69	International Stock	-18.06	-9.03	-18.08	-10.60	-5.27	3.73
40		3.39	Specialty-Precious Metals	-3.50	47.77	45.23	8.61	-1.53	1.33
87		2.99	Pacific/Asia ex-Japan Stk	-16.64	10.86	-12.15	-7.56	-8.57	-0.33
186		15.45	Diversified Emerging Mkts	-16.17	7.13	-13.34	-7.51	-9.91	-0.45
50		1.59	Diversified Pacific/Asia	-14.10	-2.71	-10.94	-14.58	-8.95	0.44
65		22.52	International Hybrid	-10.27	-4.56	-10.47	-3.35	0.51	8.03
54		3.59	Japan Stock	-13.52	-11.24	-8.22	-20.12	-6.31	-1.62
909		190.68	Foreign Stock	-19.72	-13.69	-20.50	-12.61	-4.71	4.28
181		14.21	Europe Stock	-21.93	-15.38	-23.05	-9.83	-3.67	5.94
357		115.38	World Stock	-17.97	-15.49	-23.88	-9.73	-3.16	5.01
29		0.79	Latin America Stock	-23.40	-17.21	-32.20	-9.14	-13.28	0.52
--		--	MSCI World ex US ND	-15.11	-11.43	-19.06	-13.51	-5.02	4.05
--		--	MSCI EAFE ND	-19.73	-15.53	-21.04	-14.60	-5.65	3.92
--		--	MSCI EMF (Emerging Markets Free) ID	-13.69	9.36	-14.71	-11.73	-11.56	0.18

Taxable Bonds (Trailing returns, through 9/30/02)
Approx # of Funds		Total Assets ($Bil)	Category	Trailing 13 Wks	1 Yr (%)	YTD (%)	3 Yr (%)	5 Yr (%)	10 Yr (%)
2441		659.05	Taxable Bond	1.82	4.63	3.62	5.37	4.74	5.93
61		7.79	Long Government	7.20	9.55	11.27	9.48	7.70	7.67
140		13.81	International Bond	2.56	8.29	8.89	4.94	4.28	5.70
343		109.41	Intermediate Government	4.08	7.48	7.98	8.43	6.81	6.31
43		3.48	Emerging Markets Bond	-2.53	6.91	-1.75	10.54	1.68	--
101		22.63	Long-Term Bond	3.62	6.04	5.58	7.48	5.88	6.66
711		249.15	Intermediate-Term Bond	3.49	5.99	6.12	7.81	6.38	6.52
128		32.86	Short Government	2.57	5.64	5.45	6.92	5.97	5.50
182		29.48	Multisector Bond	0.72	4.35	1.81	3.30	2.33	5.49
250		61.65	Short-Term Bond	2.04	4.16	4.02	6.59	5.89	5.62
98		45.79	Ultrashort Bond	0.45	2.50	1.72	5.01	5.02	4.98
384		83.02	High Yield Bond	-3.58	-2.16	-7.14	-3.98	-2.45	4.03
--		--	Lehman Brothers Aggregate Bond	3.82	8.11	6.83	9.32	7.80	7.33
--		--	Lehman Brothers Government Bond	5.68	9.40	8.16	9.58	8.14	7.38
--		--	Lehman Brothers Mortgage-Backed Bond	2.77	8.20	6.54	9.35	7.68	7.22

Municipal Bonds (Trailing returns, through 9/30/02)
Approx # of Funds		Total Assets ($Bil)	Category	Trailing 13 Wks	1 Yr (%)	YTD (%)	3 Yr (%)	5 Yr (%)	10 Yr (%)
1792		320.55	Municipal Bond	4.13	7.34	8.24	7.02	5.28	5.98
27		2.70	Muni New York Interm	4.32	8.29	9.18	7.50	5.67	5.75
96		24.79	Muni New York Long	4.77	8.11	9.28	7.67	5.63	6.24
119		38.42	Muni California Long	5.34	7.69	8.93	7.71	5.67	6.41
577		56.40	Muni Single State Long	4.34	7.66	8.54	7.19	5.33	6.10
38		5.48	Muni California Interm	4.54	7.56	8.43	7.46	5.77	6.18
185		47.45	Muni National Interm	4.01	7.43	8.39	7.02	5.46	5.93
353		96.40	Muni National Long	4.06	7.17	8.32	6.79	5.04	5.99
293		17.41	Muni Single State Interm	3.83	7.16	7.86	6.88	5.21	5.72
104		31.50	Muni Short	2.07	4.90	4.89	5.28	4.54	4.85
--		--	Lehman Brothers Municipal Bond	3.59	6.19	7.26	7.71	6.41	6.74

Trailing returns through 9/30/02. Before the end of the quarter, Morningstar shows preliminary data using trailing 13-week returns to approximate total returns for the quarter. This information is updated to reflect quarterly returns as soon as our quarterly total-return data is finalized.